When it comes to health plans you have to do your research. If you have that choice and at the moment we all have a choice then it is in your best interest to see what is out there that will best suit your needs and your family. And the internet makes it so easy to do those comparison on the plans. There are many out there that I have never even heard about like bcbsnc but are well worth the efforts to look into. And you can find and get these health plans even if you are not employed or if you are self employed and need a plan. Everyone needs a health plan though…prices are just too high to do it on your own.